WEOKIE Credit Union Reviews: 20 User Ratings (2024)

In 1969, the employees of Western Electric of Oklahoma pooled their resources to form a not-for-profit cooperative and named it WEOKIE (WE = Western Electric, OKIE = Oklahoma). Today, WEOKIE has grown to become one of the largest financial institutions in Oklahoma, providing a full range of financial products and services to help members... show more

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WEOKIE Credit Union Reviews

5

40%

4

10%

3

10%

2

5%

1

35%

3.2

20 reviews

20 reviews

What's Your Rating?

jessehensley68

@jessehensley68

1 Star Rating

Mike Roark and the entire financing department are lazy and incompetent. I would not advise anyone to finance ANYTHING that requires a title and/or registration with the state.
I financed a RV with the Reno branch. Now that it’s paid for (early), I have been almost 90 days trying to get my title from them with no success. I’ve received a lengthy list of lies and excuses, but no help from Weokie at all.
I’d recommend using Communication Federal Credit Union or Tinker Credit Union instead. At least they’d probably get you your title.

Product: WEOKIE Credit Union Car Loans

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craig crowe

@cacrowe4

2 Star Rating

WEOKIE has its pluses; BUT WEOKIE's overall CUSTOMER SERVICE & COMMUNICATIONS, TO THE CUSTOMER, unfortunately, are extremely poor!

Product: WEOKIE Credit Union Business Services

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Michael

@michaelr_840

5 Star Rating

Verified Customer

Great place for first financial car or home an personal loans, customer service very good, banking & savings awesomeness………………………….

Product: WEOKIE Credit Union Personal Loans

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hailey_harris19

@hailey_harris19

1 Star Rating

Truly Awful. Weokie has so many "rules" that are not available in writing nor mentioned prior to issues, electronic transfer limits, # of times you can replace your debit card lost/stolen/broken, you must have a savings account but you can't have two checking accounts to be draw accounts. Customer service is abysmal. They do not care for members they're just looking for the most profit off your money storage choice. Don't do it!

Product: WEOKIE Credit Union Checking

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sdaniels0130

@sdaniels0130

5 Star Rating

I love love love weokie! They are far superior to navy federal in my opinion considering navy fed will never do anything for me. I opened an account with weokie and was so impressed at how smooth the process was and how friendly they are so I tried for a credit card. They were so understanding about my chapter 7 bankruptcy from last year that they approved me for their credit card! Yesterday, I wanted to take a personal loan out for car repairs. I explained I was not interested in a car loan as I really can’t afford to make huge payments. They went above and beyond to make it happen for me and approved me for $2500! I can’t say enough good things about weokie.

Product: WEOKIE Credit Union Checking

Comment

Jennifer

@norwood_jennifer

5 Star Rating

Verified Customer

Low interest rates
The loan refinancing process was super easy and will save me a ton of money over the next few years. Pleased with the switch

Product: WEOKIE Credit Union Car Loans

Comment

toriemokinz

@toriemokinz

1 Star Rating

When you are at your lowest low and you think all hope is lost because you have no money, weokie will swoop in and make your life worse by giving you outrageous overdraft fees over and over as to make sure you can NEVER RECOVER. It doesnt matter if your family is going hungry, it doesnt matter if you have bills.

Product: WEOKIE Credit Union Savings

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James Warma

@jwarma

1 Star Rating

In my 20+ years of service in the United States Air Force, where I banked everywhere in America, I have never experienced the level of poor customer service as WEOKIE Credit Union. Unfortunately, my mother (who passed) banked with WEOKIE and I had to deal with them as the Personal Representative of her Estate. Some example of WEOKIEs poor service include, preventing closing of her credit card (closed 9 others); requiring additional unofficial paperwork; and delayed payment of Pay on Death (POD) accounts. If you are or are thinking of banking with WEOKIE, I would recommend you find another institution.

Product: WEOKIE Credit Union Checking

Comment

1

steve_traci87

@steve_traci87

1 Star Rating

It is absolutely ridiculous that Weokie charges 15.00 to make a pymnt over the phone! My computer was having issues and I was unable to pay online so called to make my car pymnt over the phone. I was shocked to learn they will charge 15.00.. I’ll get out and drive over and write check like it’s 1995. ?

Product: WEOKIE Credit Union Car Loans

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sbkovash

@sbkovash

1 Star Rating

Weokie is the worst bank Ive ever used. If your account is insufficient, they charge you an overdraft fee but do not cover the charge. Its insane. They purposefully order transactions to increase the occurence of overdrafts as well.

Product: WEOKIE Credit Union Checking

Comment

hotflashx2

@hotflashx2

1 Star Rating

I've had loans with Weokie for several years and they just recently changed fees for paying over the phone from $5 to $15 per loan . They say it's supposed to be a better system but I don't see how going up to $15 is . I do not recommend weokie to anyone !! That's simply a way for them to make money

Product: WEOKIE Credit Union Personal Loans

Comment

Lynn Pardue

@lynnp

5 Star Rating

I've been banking with Weokie for over a year now. I had bank troubles many years ago and because of it had trouble finding a bank that would accept my application. Weokie accepted me right away and I've been a loyal customer ever since. The most serious problem I've had with them is their policy on overdrafts. I know it sounds like an odd thing to complain about, but the default is overdraft protection that allows your account to go negative. There's no charges for it, and that's great, but I've had a problem where a company would charge me for a service I've canceled and the money would be deducted from my account when there wasn't the money to cover it, leaving me in the hole instead of not allowing the transaction to go through (which was my experience with other banks). This then makes it impossible for approved transactions to go through (where there's enough funds to cover that transaction). All in all, I highly recommend Weokie.

Product: WEOKIE Credit Union Checking

Comment

Judy Carpenter

@judyc1114

5 Star Rating

I have been with Weokie for over a decade. I have always received outstanding customer service. Regardless of my need they were always ready to help me.
Weokie is Oklahoma based but I lived for many years outside the area and still have had great communication, great service and great rates.
Weokie has shown me many ways to save. CD's have great rates. Every holiday I receive information about something of value. I hope to continue for many years with Weokie.

Comment

Billy Gaddis

@lokis80

5 Star Rating

I have been with Weokie Credit Union for the past four years and I have nothing but good things to say about them. I went into Weokie inquiring about an account. They answered all of my questions and had me set up with an account in less than thirty minutes.

All of the employees that I encountered there are nice and very helpful. They replaced my card immediately when I informed them that I had lost it. I always get account statements and they send me information about other services their company offers. The only negative is that I wished that they had more locations. But I plan on using them for a very long time.

Product: WEOKIE Credit Union Savings & CDs

Comment

Isaac

@iward05

5 Star Rating

WEOKIE provides the highest level of customer service to every member, every time. WEOKIE employees go out of their way to make sure that the members know that they are appreciated.
They have several convenient locations across the OKC metro area, and two express branches that are dedicated drive-thru branches. Some lobbies have a kids area for the kids to hang out while mom and dad are conducting their business, and all lobbies have fresh coffee brewed just for members. Most branches have change counters with no fee so that you do not have to worry about sorting and counting all of your change.
The staff from tellers to loan counselors to phone counselors to management are extremely knowledgeable and genuinely are looking out for the best interest of their members.

Product: WEOKIE Credit Union Car Loans

Comment

+ 5 WalletHub users submitted a rating without writing a full review

Review WEOKIE Credit Union

WEOKIE Credit Union Offers

Car Loans

Business Services

Checking

Credit Cards

Home Equity

Investments

Mortgages

Personal Loans

Savings

CDs

WEOKIE Credit Union Q&A(5 questions)

Get answers to your questions about WEOKIE Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.

WEOKIE Credit Union Reviews: 20 User Ratings (1)

Upvotes

Do I have to live in Oklahoma to open an account?

Reply

Upvotes

How high of a credit score to buy a boat?

Reply

Upvotes

What do you need to qualify for a personal loan?

Reply

Upvotes

When is your next Alcatel pension seminar?

Reply

Upvotes

What are your extended hours and are they in effect at all locations?

Reply

WalletHub

@WalletHub

According to the company's website, the hours of operation are from 9 a.m. to 5 p.m. in lobbies and from 7:30 a.m. to 5:30 p.m. at drive-thrus during week days. Only Main and South locations are opened on Saturdays, along with the drive-thrus, between 9 a.m - 1 p.m. You can find out more here: https://www.weokie.org/v3/locations-branches.html

WEOKIE Credit Union Reviews: 20 User Ratings (2024)

FAQs

Which credit union has the best rating? ›

Here are some of the country's top credit unions:
  • Alliant Credit Union. Alliant offers an above-average interest rate for savings. ...
  • Consumers Credit Union. ...
  • Navy Federal Credit Union. ...
  • Connexus Credit Union. ...
  • First Tech Federal Credit Union.

Who owns Weokie credit union? ›

As a member owned federal credit union, WEOKIE's Board of Directors is 100% member elected because we believe you should have a say in what happens to your money. Private banking institutions are run by a board of directors that only care about securing profits for their shareholders.

How do you know if a credit union is good? ›

Make sure your account will be insured—Whether it is a state or federally licensed (or chartered) financial institution, you want to ask if it's a member of, or that is insured by, either the Federal Deposit Insurance Corporation (or FDIC) or, in the case of a credit union, the National Credit Union Association (or ...

Can anyone join weokie credit union? ›

Persons who live, worship, work (or regularly conduct business in), or attend school in the Oklahoma City area - consisting of Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma, or Pottawatomie Counties (as well as spouses of persons who died while within the field of membership of the credit union)

What are the three top credit unions? ›

Navy Federal Credit Union, State Employees' Credit Union and Pentagon Federal Credit Union are the three largest credit unions by total assets, per the NCUA.

What is the number one credit union in America? ›

1. Navy Federal Credit Union. Navy Federal is the largest credit union in the country. It has around 355 branches (which rivals one or two of the biggest banks in the U.S.), mainly in the Northeast, and more than 13 million members, totaling $151.4 billion in deposits.

Does WEOKIE use Zelle? ›

You can send, request or receive money with Zelle®. To start using Zelle® at WEOKIE, you must be enrolled in Online Banking. If you are not already enrolled in Online Banking, you can enroll by logging in to online banking or our mobile banking app.

How many members does DFCU have? ›

Founded in 1950 and headquartered in Dearborn, Michigan, DFCU Financial is one of the top-performing credit unions in the country with approximately $6.4 billion in assets, approximately $870 million in net worth, and more than 240,000 members.

Are credit unions owned by their customers? ›

Credit unions are owned and controlled by the people, or members, who use their services. Your vote counts. A volunteer board of directors is elected by members to manage a credit union.

Is there a downside to a credit union? ›

Limited accessibility. Credit unions tend to have fewer branches than traditional banks. A credit union may not be close to where you live or work, which could be a problem unless your credit union is part of a shared branch network and/or a large ATM network such as Allpoint or MoneyPass.

What is safer, a bank or a credit union? ›

Credit unions are generally considered to be safer than banks during economic downturns due to their conservative approach to risk and their emphasis on financial robustness.

Is it better to belong to a bank or a credit union? ›

A credit union might be the better choice if you value high savings account rates and low fees, plus like the idea of being part of the ownership group. But if you need a bigger menu of banking products and services and want to be near a branch, then you may be better off at a traditional bank.

Is it good to be a member of a credit union? ›

Credit Union Advantages: Why Bank At A Credit Union

Higher returns, better savings, low interest on borrowings, and a sense of community – these are just a few of the benefits of credit union membership.

What is the routing number for Weokie? ›

Routing Number: WEOKIE's routing is 303085638. You can always find this at the bottom of any page at www.weokie.org. Account Number: You may find your WEOKIE account on your account statement or e-statement via Online Banking.

Do credit unions only lend to members? ›

But what does a credit union do? They are non-profit organizations that serve their members only, offering similar financial services as those provided by traditional banks, but typically at a lower cost and with better benefits.

Is there a rating system for credit unions? ›

Examiners rate credit unions based on their assessment of the individual credit union, not peer averages, which do not necessarily reflect credit unions are operated in a safe and sound manner. The CAMELS ratings should reflect the condition of the credit union regardless of peer performance.

What is the best credit union to build credit with? ›

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Is a credit union safer than a big bank? ›

One question that often arises is, "Are Credit Unions Safer than Banks?" If you're looking for a short answer, you'll be happy to know that we're not making you read the whole post: Credit Unions and banks are roughly identical in safety because deposits at both are insured by the Federal government to $250,000.

What is a good credit score for a credit union? ›

A good FICO Score falls between 670 and 739, while an exceptional score measures 800 and above. A good VantageScore ranges from 700 to 749, while an excellent score is 750 and above. The higher the number, the lower the perceived credit risk.

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